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- When leaving a job, you have several options for your 401(k)1:
- Leave your account with your former employer.
- Move the money into an IRA.
- Move your money into a new employer’s plan.
- Withdraw the money as cash.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.If you have at least $5,000 vested in your 401 (k), 403 (b), or other retirement savings plan, you generally have 4 options when you leave or quit:
www.fidelity.com/learning-center/smart-money/wha…If you lose or quit your job in the year you turn 55 or later, you can take 401 (k) withdrawals without incurring the 10% early withdrawal penalty. But if you roll the money into an IRA, you will have to wait until age 59 1/2 to avoid the early withdrawal penalty.
money.usnews.com/money/retirement/401ks/article… - People also ask
What happens to your 401(k) when you leave a job? | Fidelity
If you have at least $5,000 vested in your 401(k), 403(b), or other retirement savings plan, you generally have 4 options when you leave or quit: Leave your account with your former employer. If your plan sponsor allows you to keep your retirement savings in their plans after you leave. See more
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