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- While there are many drivers of modern-day homelessness, it is largely the result of failed policies; severely underfunded programs that have led to affordable housing shortages; wages that do not keep up with rising rents and housing costs; inadequate safety nets; inequitable access to quality health care (including mental health care), education, and economic opportunity; and mass incarceration.www.usich.gov/guidance-reports-data/data-trends
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