A means of payment is an instrument that allows you to buy a product, hire services or cancel all kinds of debts. Therefore, we can say that it is a good, such as money, or an instrument, such as a credit card, that allows you to buy something or pay a debt.

Payment is the exchange of money, goods, or services for goods and services in an acceptable amount to both parties and has been agreed upon in advance. You can pay with cash, a check, a wire transfer, a credit card, a debit card, or even cryptocurrency.

Means of Payment means cash, bank and postal cheques, bankers' drafts and other cheques assimilated or equivalent to them, money orders, credit or payment orders, credit cards and other payment cards, transferable insurance policies, pledge policies and any other instrument available to transfer, move or acquire, including by telematic means, funds, securities or financial assets;