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- A loan payoff amount is the exact sum of money needed to pay off your loan12. It is different from your current balance, as it may include interest and fees that you owe but have not yet paid3124. The payoff amount is generally higher than the current loan balance because it includes interest added to the loan between the statement date and the payoff date, as well as any other fees allowable by the loan documents4. You will need to request a written payoff quote from your loan servicer to clarify this payoff amount4.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.So what exactly is a payoff amount? It’s the exact sum of money needed to pay off your loan, and it’s probably different from your current loan balance, as it may include interest and fees that you owe but have not yet paid.www.investopedia.com/terms/p/payoff-statement.aspA payoff statement for a mortgage, sometimes referred to as a payoff letter, is a document that details the exact amount of money needed to fully pay off your mortgage loan. The payoff amount isn’t just your outstanding balance; it also encompasses any interest you owe and potential fees your lender might charge.www.rocketmortgage.com/learn/mortgage-payoff-st…Your payoff amount is how much you will actually have to pay to satisfy the terms of your mortgage loan and completely pay off your debt. Your payoff amount is different from your current balance. Your current balance might not reflect how much you actually have to pay to completely satisfy the loan.www.consumerfinance.gov/ask-cfpb/what-is-a-pay…The payoff amount is generally higher than the current loan balance because it includes interest added to the loan between the statement date and the payoff date, as well as any other fees allowable by the loan documents. You will need to request a written payoff quote from your loan servicer to clarify this payoff amount.upsolve.org/learn/payoff-amount-payoff-quote/
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