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  2. People also ask
    Does UFB direct offer a bank account?By eliminating the costs that come with physical branches, UFB Direct can offer bank accounts with minimal fees and high rates. You can also find a handful of other financial services, including mortgages. UFB Direct offers a savings account, money market account, and checking account.
    Does UFB direct earn interest?UFB Direct's online savings and money market accounts have competitive rates, but its free checking account doesn’t earn interest. Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page.
    How much APY does UFB direct offer?UFB Direct ‘Rewards Savings’ variable rate account was listed with a 2.61% APY. This was a competitive rate at the time, so, I opened an account on the UFB Direct website. My September through December 2022 monthly statements indicated that I received a 2.61% APY on my savings for each of those months … the APY was ‘fixed’, not ‘varaible’.
    Does UFB direct charge a fee?UFB Direct would rather insist on collecting a $25 fee for a simple oversight which I immediately corrected, than retain a long-time customer. Had I known they offer linked accounts and overdraft line of credit, I would have set those up to avoid being subject to the fee.
  3. Login | UFB Direct

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