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- Banks can be classified into different categories based on their focus and services provided. Some of the categories of banks are12:
- Retail banks, which are the most common banks that people are familiar with.
- Commercial banks, which focus on business customers.
- Investment banks, which help businesses raise capital in financial markets.
- Private banks, which provide services exclusively to wealthy clients.
- Central banks, which manage the monetary system for a government.
- Thrift banks, which are defined in Republic Act (R.A.) No. 7653.
- Rural banks, which are defined in R.A. No. 7353.
- Cooperative banks, which are also known as Coop Banks.
- Islamic banks, which are defined in R.A. No. 6848.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.- Retail banks are probably the banks you’re most familiar with. ...
- Commercial banks focus on business customers. ...
- Investment banks help businesses raise capital in financial markets. ...
www.thebalancemoney.com/types-of-banks-315214Banks are classified into the following subject to the power of the Monetary Board to create other classes or kinds of banks:
- (1) Universal banks (UBs);
- (2) Commercial banks (KBs);
morb.bsp.gov.ph/101-classifications-powers-and-sc… - People also ask
- Retail Banks. Retail banks, also referred to as consumer banks or personal banks offer …
- Commercial Banks. Commercial banks are designed for businesses and for commercial …
- Investment Banks. Investment banks are a bit different from the other two on the list. Their …
- Universal Banks. Universal banks offer a combination of retail, commercial, and investment …
- Credit Unions. Credit unions are types of financial cooperatives that offer typical banking …
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