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- The minimum balance to open a TIAA Personal Portfolio account is $5,000, so it’s not easily accessible for everyone. The management fee is 0.30% but is not charged on any uninvested cash. This fee is competitive with other robo-advisors out there – it’s not the highest, but it’s not the lowest either. You are also charged fees on the investments.smartasset.com/financial-advisor/TIAA-Personal-Portfolio-Review
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