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- Preliminary evaluationPre-approval is a term used in lending to describe the preliminary evaluation of a potential borrower by a lender12. It means that the lender has checked the borrower's credit and income and has agreed to lend a certain amount of money before the borrower finds a specific property2. Pre-approval is not a guarantee of a loan, but it indicates that the borrower has a high chance of getting approved3. Pre-approval is usually done through a soft inquiry on the borrower's credit report1.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.A pre-approval is a preliminary evaluation of a potential borrower by a lender to determine whether they can be given a pre-qualification offer. Pre-approvals are generated through relationships with credit bureaus which facilitate pre-approval analysis through soft inquiries.www.investopedia.com/terms/p/preapproval.aspIn lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range.en.wikipedia.org/wiki/Pre-approvalAlthough, to a typical consumer, "you're pre-approved" means "you already passed the approval process and therefore are guaranteed to be immediately granted the loan if you apply," the literal meaning is different. The literal meaning is "at a stage before approval."www.definitions.net/definition/Pre-approval
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WebMar 19, 2024 · A mortgage preapproval is a statement of how much money a lender is willing to let you borrow to pay for a home. Getting preapproved means it’s unlikely...
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Web• Updated November 1, 2021 • 5 min read. In a Nutshell. A preapproved loan could be a preapproval you’ve applied for on a loan for a car or home, or a prescreened offer based on your credit reports. Editorial Note: Intuit …
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