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  2. The NPL (non-performing loan) ratio can be calculated as follows12:
    1. Divide the total amount of non-performing loans by the total amount of outstanding loans in the bank's portfolio.
    2. Express the ratio as a percentage of the bank's non-performing loans.
    Learn more:
    The calculation method for the NPL ratio is simple: Divide the NPL total by the total amount of outstanding loans in the bank's portfolio. The ratio can also be expressed as a percentage of the bank's nonperforming loans.
    bizfluent.com/how-8533153-calculate-npl-ratio.html
    The non-performing loan ratio is the percentage of loans that are not being repaid. To calculate the non-performing loan ratio, you divide the number of non-performing loans by the total number of loans. For example, if there are 100 loans and 20 of them are non-performing, then the non-performing loan ratio would be 20%.
    abcfinance.co.uk/loan/nonperforming/
     
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    WebApr 22, 2022 · How a Nonperforming Loan Works. Types of Nonperforming Loans. The Impact of Nonperforming Loans on Banks. Photo: JGI/Jamie Grill / Getty Images. Definition. A nonperforming loan (NPL) is a loan …

  11. Problem Loan Ratio Definition - Investopedia

    WebAug 8, 2021 · The problem loan ratio is a ratio in the banking industry that compares the percentage of problem loans to the percentage of sound loans. A problem loan is one of two things: a commercial...

  12. Non-Performing Loans to Loans Ratio - NPLs

    WebNov 18, 2019 · The non-performing loans to loans ratio is calculated by adding 90+ day late loans (and still accruing) to nonaccrual loans, and then dividing that total by the total amount of loans in the portfolio. Example: …

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