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- An insurance premium is the amount of money an individual or business pays for an insurance policy1. It is the price of the insurance coverage that the policyholder agrees to pay2. Insurance premiums are paid for policies that cover healthcare, auto, home, and life insurance1. The premium is income for the insurance company once earned1. The premium can be paid monthly, semiannually or annually, depending on the policy2.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.An insurance premium is the amount of money an individual or business pays for an insurance policy. Insurance premiums are paid for policies that cover healthcare, auto, home, and life insurance. Once earned, the premium is income for the insurance company.www.investopedia.com/terms/i/insurance-premium.…Simply put, premiums are what you pay insurance companies in exchange for coverage. Therefore, when you hear “insurance premium," think “insurance price.” You typically pay premiums monthly, semiannually or annually, depending on the policy.www.nerdwallet.com/article/insurance/insurance-pr…
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