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- If you are storing your belongings in a lock up garage, they are probably not going to be covered by your home insurance, as your garage is usually only protected if it is within the boundaries of your property1. If your garage is detached or an outbuilding, you may need to add extra cover to your policy or take out separate insurance to cover your garage and its contents2. Insurance for lock up garages can be difficult to find and when you do, cover is limited to the same level of cover as you would expect on an empty residential property3. If you have house contents insurance, the contents of a garage or shed will be insured as well, but most insurers are hesitant to insure any costly goods you keep locked away at night outside of the main property building4.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.When it comes to home insurance, your garage is usually only protected if it is within the boundaries of your property. This means that if you are storing your belongings in a lock up garage, they are probably not going to be covered by your home insurance.www.lockupgarages.co.uk/what-insurance-do-you-…If your garage is detached or an outbuilding, you may need to add extra cover to your policy or take out separate insurance to cover your garage and its contents. Your garage will usually need to be inside the boundaries of your property. But if it’s part of a nearby block of garages or lock-up, your insurer may still be able to cover it.www.gocompare.com/home-insurance/guide/garag…Insurance for such garages includes property owner’s liability up to £5,000,000 and Loss of Rent insurance. Due to the nature of the building & its occupancy (or lack of it), insurance for lock up garages can be difficult to find and when you do, cover is limited to the same level of cover as you would expect on an empty residential property.www.propertyinsurancecentre.co.uk/can-you-insur…If you have house contents insurance, the contents of a garage or shed will be insured as well. However, there are several exceptions to this rule, and most insurers are hesitant to insure any costly goods you keep locked away at night outside of the main property building.businessyield.co.uk/car-insurance/garage-insurance/
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