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- Differences between Lifetime ISA (LISA) and Help to Buy ISA (HTB ISA)12:
- Eligibility: LISA can be opened by anyone aged 18-39, while HTB ISA is no longer available.
- Contribution Limits: LISA allows up to £4,000/year savings, while HTB ISA allows up to £2,400/year.
- Bonus: LISA offers a larger bonus if you save over £12,000.
- Property Purchase: LISA allows buying a home up to £450,000 anywhere in the UK.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.- The main difference between a Lifetime ISA and a Help to Buy ISA is the availability of the two accounts. The former can be opened by anyone aged 18 – 39, whereas the latter is no longer available.
investingreviews.co.uk/isas/lifetime-isa-vs-help-to-b…For simplicity, there are three main benefits of using a LISA over a Help to Buy ISA:
- You can save up to £4,000/year in a LISA, versus £2,400/year in a Help to Buy ISA. So you'll be able to save and earn the bonus quicker with a LISA.
www.moneysavingexpert.com/savings/help-to-buy … - People also ask
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