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- The key difference between one year and YTD in investing lies in the time frames they cover. One year typically refers to the past 12 months or the last 365 days from the current date, regardless of the calendar year. YTD specifically covers the period from the beginning of the current calendar year -- Jan. 1 -- to the present day.www.msn.com/en-us/money/markets/year-to-date-ytd-what-it-means-and-how-i…
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