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- In Canada, identity theft occurs when someone obtains or possesses someone else's identity information with the intention of using that to commit theft or fraud123. Identity fraud involves impersonating someone to gain some benefit or to evade justice1.The difference between identity theft and identity fraud is that243:
- Identity theft is the theft of your personal information, which is then used to open accounts in your name or file a tax return (and collect your refund).
- Identity fraud involves misuse of an existing account, such as when someone fraudulently opens a new credit card account in your name.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Identity Theft and Fraud: Section 402.2 (1) of the Criminal Code states that identity theft occurs when you obtain or possess someone else's identity information with the intention of using that to commit theft or fraud, while s.403 (1) of the Code states that identity fraud involves impersonating someone to gain some benefit or to evade justice.www.criminalcodehelp.ca/offences/fraudulent-trans…Simply put, fraud is the unauthorized access of your personal information, which may be used for the fraudster’s financial benefit. Identity theft is a type of fraud involving the theft of your information, which is then used to open accounts in your name or file a tax return (and collect your refund).www.consumer.equifax.ca/personal/education/iden…Let’s say a criminal steals your credit card or credentials to access your bank account. The thief then steals funds or makes charges against your existing account. That’s identity theft. In comparison, identity fraud could be when someone fraudulently opens a new credit card account in your name.www.lmgsecurity.com/identity-theft-vs-identity-frau…Identity fraud involves misuse of an existing account. Identity theft means the theft of your personal information, which is then used to impersonate you in some way, such as opening new accounts in your name.www.mcafee.com/blogs/privacy-identity-protection/… - People also ask
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