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- Identity fraud is the use of another person's personal information, without authorization, to commit a crime or to deceive or defraud that other person or a third person1. It is often committed in the context of financial advantages, such as accessing a victim's credit card, bank accounts, or loan accounts1. Identity fraud is often but not necessarily the consequence of identity theft2. Identity theft involves obtaining somebody else's identifying information and using it for a criminal purpose, most often financial fraud3.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Identity fraud is the use by one person of another person's personal information, without authorization, to commit a crime or to deceive or defraud that other person or a third person. Most identity fraud is committed in the context of financial advantages, such as accessing a victim's credit card, bank accounts, or loan accounts.en.wikipedia.org/wiki/Identity_fraudIdentity fraud is often but not necessarily the consequence of identity theft. Someone can steal or misappropriate personal information without then committing identity theft using the information about every person, such as when a major data breach occurs.en.wikipedia.org/wiki/Identity_theftIdentity theft involves obtaining somebody else's identifying information and using it for a criminal purpose. Most often that purpose is to commit financial fraud, such as by obtaining loans or credits in the name of the person whose identity has been stolen.en.wikipedia.org/wiki/Identity_theft_in_the_United_…
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