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- Related but distinct crimesIdentity theft and identity fraud are related but distinct crimes12345. Identity theft is the act of stealing personal, private, or financial information2345, such as Social Security numbers or bank account details5. Identity fraud is the use of this stolen information for personal gain, often financial235, such as opening new accounts or making unauthorized purchases14.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Identity fraud involves misuse of an existing account. Identity theft means the theft of your personal information, which is then used to impersonate you in some way, such as opening new accounts in your name.www.mcafee.com/blogs/privacy-identity-protection/…If identity theft is the act of stealing personal, private, or financial information, then identity fraud is the use of this stolen information. This crime affects both the individuals whose identity has been stolen and the businesses where the stolen identity has been used to make fraudulent transactions.www.trueidentity.com/identity-theft-resource/identit…While identity theft pertains to stealing information, identity fraud describes using the information that the criminals have stolen. Identity fraud pertains to the actions following an identity theft—and thereby affects not just the individuals but businesses where criminals have carried out fraudulent transactions using stolen identities.consumerboomer.com/identity-fraud-vs-identity-theft/In general, credit card fraud occurs when someone steals your credit card information and uses it to make unauthorized purchases. In contrast, identity theft happens when a thief uses your personal information to assume your identity for one or more purposes.money.usnews.com/credit-cards/articles/credit-frau…Definition: Identity theft involves the unauthorized acquisition of personal information, such as Social Security numbers or bank account details. Identity fraud, on the other hand, is the deceptive use of the stolen information for personal gain, often financial.ftxidentity.com/blog/identity-theft-vs-identity-fraud-w…
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