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- To qualify for first time home buyer, you need to12:
- Have a credit score of at least 620
- Have a down payment of at least 3%
- Have a debt-to-income ratio below 43%
- Have a steady income and a two-year job history
- Have a clean credit history
- Not have owned a home in the last 36 months
- Not exceed income limitations for the area
- Be purchasing a primary residence
- Be at least 18 years of age or married to a person who is at least 18 years of age
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Typical first-time home buyer qualifications include:
- Credit score of at least 620
- Down payment of at least 3%
- Debt-to-income ratio below 43%
- Steady income
themortgagereports.com/76236/who-qualifies-first-t…Eligible home buyers must meet the following criteria, according to the bill’s most recent version:
- Must be a first-time home buyer
- Must not have not owned a home in the last 36 months
homebuyer.com/learn/15000-first-time-home-buye… - People also ask
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