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- To determine your debt-to-income ratio, you need to12345:
- Add up your total monthly debt obligations, including rent or mortgage, student loan payments, auto loan payments and credit card minimums.
- Find your gross monthly income, which is your monthly income before taxes and other deductions.
- Divide your total monthly debt by your gross monthly income.
- Multiply the result by 100 to get the percentage of your income used for debt payments.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.To calculate debt-to-income ratio, divide your total monthly debt obligations (including rent or mortgage, student loan payments, auto loan payments and credit card minimums) by your gross monthly income.www.nerdwallet.com/article/loans/personal-loans/c…You can calculate your debt-to-income ratio by dividing your gross monthly income by your monthly debt payments: DTI = monthly debt / gross monthly incomewww.thebalancemoney.com/how-to-calculate-your …How to calculate debt-to-income ratio The debt-to-income formula is simple: Total monthly debt payments divided by total monthly gross income (before taxes and other deductions). Then, multiply that number by 100. That final number represents the percentage of your monthly income used towards paying your debts.www.debt.com/tools-tips/calculators/debt-to-incom…The simplest way to calculate your DTI ratio is to divide your monthly debts by your gross monthly income, and then multiply by 100. DTI = Monthly Debt Payments / Gross Monthly Income x 100www.forbes.com/advisor/mortgages/dti-ratio-calcul…How to calculate your debt-to-income ratio
- Add up your monthly debt payments (rent/mortgage payments, student loans, auto loans and your monthly minimum credit card payments).
- Find your gross monthly income (your monthly income before taxes).
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