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- The major functions of banks in India include12:
- Accepting deposits from the public
- Lending loans and advances
- Transfer of funds
- Issue of notes/drafts
- Credit deposits
- Foreign exchange services
- Providing customers with locker facilities
- Providing demand withdrawal facility
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.The major functions of banks in India cover the following:
- Accepting deposits
- Lending loans and advances
- Transfer of funds
- Issue of notes/ drafts
testbook.com/banking-awareness/functions-of-banksGiven below the functions of the banks in India:
- Acceptance of deposits from the public
- Provide demand withdrawal facility
- Lending facility
- Transfer of funds
- Issue of drafts
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During 1938–46, bank branch offices trebled to 3,469 and deposits quadrupled to ₹ 962 crore. Nevertheless, the partition of India in 1947 adversely impacted the economies of Punjab and West Bengal, paralysing banking activities for months. India's independence marked the end of a regime of the Laissez-faire for the Indian banking. The Government of India initiated measures to play an active r…
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