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- To initiate a hardship withdrawal from Empower, participants need to complete a Hardship Distribution Request form and submit it to Empower1. The form can be obtained from the Plan Service Center (PSC) or online. Participants may also need to provide evidence of the hardship, such as medical bills or a notice of eviction23. The 2022 SECURE 2.0 Act permits self-certification for hardship withdrawals from employees, but not all employers have integrated this system4.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.To initiate a hardship withdrawal, participants complete a Hardship Distribution Request form and submit to Empower. A copy of the Plan’s Hardship Distribution Request form is available on the Plan Service Center (PSC). Participants may also obtain a Hardship Distribution Request form online or via an Empower Representative.www.empower.com/psc/plan-resources/resources/…To make a 401 (k) hardship withdrawal, you will need to contact your employer and plan administrator and request the withdrawal. The administrator will likely require you to provide evidence of the hardship, such as medical bills or a notice of eviction.www.investopedia.com/articles/personal-finance/05…You do not have to prove hardship to take a withdrawal from your 401 (k). That is, you are not required to provide your employer with documentation attesting to your hardship. You will want to keep documentation or bills proving the hardship, however.www.investopedia.com/retirement/relief-401k-hards…If your plan permits hardship withdrawals, your request can be approved by a representative or by a committee who will then take legal responsibility for the 401 (k) withdrawal. The 2022 SECURE 2.0 Act now also permits self-certification permits for hardship withdrawals from employees. But not all employers have integrated this system.www.businessinsider.com/personal-finance/401k-h…
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