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  2. Dictionary

    com·mer·cial bank
    [kəˈmərSHəl baNGk]
    noun
    commercial bank (noun) · commercial banks (plural noun)
    1. a bank that offers services to the general public and to companies.
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    What does a commercial bank do?They write new content and verify and edit content received from contributors. commercial bank, bank with the power to make loans that, at least in part, eventually become new demand deposits. Because a commercial bank is required to hold only a fraction of its deposits as reserves, it can use some of the money on deposit to extend loans.
    What are the characteristics of a commercial bank?The two primary characteristics of a commercial bank are lending and borrowing. The bank receives the deposits and gives money to various projects to earn interest (profit). The rate of interest that a bank offers to the depositors is known as the borrowing rate, while the rate at which a bank lends money is known as the lending rate. Related link:
    What is a commercial banking investment?In the commercial banking definition of investing, this means making loans and extending credit to people who can pay it back on the bank’s terms. Today, commercial banks can invest in securities and even in issues that they help make public.
    Is your bank a commercial bank?The bank you use is almost certainly a commercial bank. While yours may be more locally owned and operated than a national chain bank like Citibank or Wells Fargo, it is still a commercial bank that offers deposit accounts, savings accounts, and other products, and uses the money you deposit to invest in stocks, securities, and so on.
     
  4. A commercial bank is a financial institution that:
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    The term commercial bank refers to a financial institution that accepts deposits and offers different banking and financial products. Commercial banks provide these services to people and businesses. Commercial banks make money by providing and earning interest from loans such as mortgages, auto loans, business loans, and personal loans.
    www.investopedia.com/terms/c/commercialbank.asp
    A commercial bank is a financial institution that accepts deposits from the public and gives loans for the purposes of consumption and investment to make a profit. It can also refer to a bank or a division of a large bank that deals with corporations or large or middle-sized businesses, to differentiate from retail banks and investment banks.
    en.wikipedia.org/wiki/Commercial_bank
     
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