The term "cash and carry" refers to a type of trade or business model. Here are the two primary contexts in which it is used:

1. Wholesale Trade: In a wholesale context, "cash and carry" is a system where goods are sold from a warehouse. Customers (like retailers or professional users) pay for the goods in cash and carry them away themselves¹. This model is distinct from traditional wholesale because customers handle the transportation of the goods and pay immediately, rather than purchasing on credit.
2. Retail Trade: In retail, "cash and carry" means that customers pay cash for the goods they purchase and take the goods with them without any delivery service². This is in contrast to stores that offer credit accounts or delivery services.

The concept emphasizes immediate payment and the customer's responsibility for transporting the goods, which can lead to lower prices due to reduced overhead costs for the seller.