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- Under the Consumer Guarantees Act (CGA), you have more legal rights if you buy from a second-hand dealer or a charity shop than if you buy from a private seller. However, if a charity gives you items for your benefit, e.g., food from a food bank, then you are not covered by the CGA guarantees.www.consumerprotection.govt.nz/general-help/ways-to-buy-and-pay/private-sal…
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