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- Chapter 7 bankruptcy exemptions vary by state and federal laws12. If your state’s exemption rules cover the value of the item, you can keep it3. While Chapter 7 bankruptcy exemptions differ depending on the state or federal exemption system applied, typical exemptions include real property, motor vehicles, and personal property4. Sixteen states allow debtors to choose between federal and state exemptions, while the other 34 states require use of their own exemptions2. You’ll need to consult state law or search National Bankruptcy Forum’s Consumer Laws by State section for the list of specific exemptions available to you52.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Chapter 7 bankruptcy exemptions vary by state and federal laws, so the following is only a rough guideline. For more specific information, research the laws in your area or consult with a bankruptcy attorney. Real Property (aka Your House!)upsolve.org/learn/chapter-7-bankruptcy-exemption…Sixteen states allow debtors to choose between federal and state exemptions. The other 34 states require use of their own exemptions. You’ll need to consult state law or search National Bankruptcy Forum’s Consumer Laws by Statesection for the list of specific exemptions available to you.www.natlbankruptcy.com/exemptions-what-can-i-k…If your state’s exemption rules cover the value of the item, you can keep it. In Ohio, for example, the exemption for a motor vehicle covers value up to $4,000, which is what the federal exemption is as well. In New York, the motor vehicle exemption is $4,825 (or up to $11,975 if the vehicle is equipped for use by a disabled debtor).www.debt.org/bankruptcy/exemptions/While Chapter 7 bankruptcy exemptions differ depending on the state or federal exemption system applied, typical exemptions include:www.justia.com/bankruptcy/exemptions/chapter-7-…Below you'll find articles on the most common bankruptcy exemptions in each of the 50 states.www.nolo.com/legal-encyclopedia/bankruptcy-exe…
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