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- To calculate early loan payoff amount, you can123:
- Use the 1/12 rule. Divide your monthly principal payment by 12, then add that amount to each monthly payment. You end up making the equivalent of 13 payments, instead of the required 12 payments, every year1.
- Use an early loan payoff calculator. Enter your information into the calculator, including your additional monthly payment, and click “Calculate” to see your total savings. Click "View the report" to see a complete amortization payment schedule2.
- Use an Excel calculator. You can easily find out how much extra payment you have to pay every month (or at any interval) with your regular payment to pay off the loan early3.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Paying off a mortgage early requires you to make extra payments, but there's more than one way to approach it. Use the 1/12 rule. Divide your monthly principal payment by 12, then add that amount to each monthly payment. You end up making the equivalent of 13 payments, instead of the required 12 payments, every year.
www.nerdwallet.com/article/mortgages/early-mortg…Enter your information into the early loan payoff calculator below, including your additional monthly payment, and click “Calculate” to see your total savings. Click "View the report" to see a complete amortization payment schedule.www.bankrate.com/loans/auto-loans/early-paymen…Using my Early Mortgage Payoff Calculator in Excel, you can easily find out how much extra payment you have to pay every month (or at any interval) with your regular payment to pay off the loan early. If you have already downloaded my Excel calculator, you will find basically two calculators: Payoff Calc. (Target) Payoff Calc. (Extra Payment)www.exceldemy.com/early-mortgage-payoff-calcul… - People also ask
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