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- You’re buying a lower rate for your entire loan term with a permanent mortgage rate buydown. The lender offers a lower rate by charging mortgage points. Typically, the more points you pay the more you can reduce your mortgage rate. The rate never increases as long as you keep your loan.www.lendingtree.com/home/mortgage/buydown/
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Buydown: Definition, Types, Examples, and Pros & Cons
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WEBMar 20, 2024 · A buydown is a way for a borrower to obtain a lower interest rate by paying discount points at closing. Discount points, also referred …
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