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- Checking accounts are better for regular transactions such as purchases, bill payments and ATM withdrawals. They typically earn less interest — or none. Savings accounts are better for storing money. Your funds typically earn more interest. You might have a monthly limit on how often you can withdraw money without paying a fee.www.nerdwallet.com/article/banking/checking-vs-savings
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The Basics of a Business Checking and Savings Account
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