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    How do I get a home mortgage loan?Your first step toward getting a home mortgage loan is to determine your budget. Check our mortgage calculator and home affordability calculator to see how much you’ll be able to afford in monthly mortgage payments and get an estimate of your ideal purchase price. Part of determining how much home you can afford is figuring out your down payment.
    What influenced mortgage rates a year ago?A year ago, it averaged 5.97%, Freddie Mac said. Mortgage rates are influenced by several factors, including how the bond market reacts to the Federal Reserve’s interest rate policy and the moves in the 10-year Treasury yield, which lenders use as a guide to pricing home loans.
    Does Bank of America offer a loan?Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend.
    What is a mortgage & how does it work?A mortgage is a loan used to buy a house, condo, townhome, apartment or any other type of real estate.
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