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- Afterpay, Klarna, Zip and AffirmInstallment payment services are companies that allow customers to pay off purchases over time123. They are similar to credit cards, but usually charge lower or no interest rates or fees12. Some of the popular installment payment services are Afterpay, Klarna, Zip and Affirm23. Many retailers are using these services to offer “buy now, pay later” options to their customers3.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.These types of installment plan services are designed to work similarly to credit cards, allowing customers to pay off purchases over time. Some of these services will charge a fixed fee in place of interest charges, while others may charge an interest rate that is much lower than the typical credit card APR or no fees at all.www.creditcards.com/education/installment-payme…There are a lot of installment payment plans out there, and most will allow you to split the payments of a purchase into four equal interest-free installments. Afterpay is the most well-known of the plans, but there are other big players in this market including Klarna, Zip and Affirm.money.usnews.com/money/personal-finance/spen…To help you manage your finances while still shopping for everything you need, many retailers are utilizing “buy now, pay later” services from companies like Affirm, Afterpay, Klarna and Zip. These companies use online installment plans that are often funded by well-known banks, including Chase and Wells Fargo.www.retailmenot.com/blog/best-buy-now-pay-later …
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