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Generally speaking, retirees with a 401 (k) have the following choices:
- Leave your money in the plan until you reach the age when you start to take required minimum distributions (RMDs)
- Convert the account into an individual retirement account (IRA)
- Start cashing out via a lump-sum distribution, installment payments, or purchasing an annuity through a recommended insurer
www.investopedia.com/articles/personal-finance/111615/how-401k-works-after-r…- People also ask
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